Deal Diver

BETA v0.9

Find your actual price, not just the sticker price.

We compare live prices, then stack your card offers, portal cashback, and membership perks to find the lowest effective price.

Select your credit cards below to see personalized stacking strategies

Your savings, stacked

We layer your cards, offers, and cashback portals to find the price only you can get

$199 price4x Amex Gold$15 Amex Offer3% Rakuten=$170 effective

Compare Strategies, Not Just Prices

Same product, different cards — every strategy stacks differently. We rank them all and show you the best one.

Best

Amazon Prime Visa

Retail price$189.99
Prime Visa 5% back-$9.50
Rakuten 1%-$1.90

$178.59

save $11.40

Best Buy

My Best Buy Credit Card

Retail price$199.99
BB Visa 5% back-$10.00

$189.99

save $10.00

Target

Target Circle Card

Retail price$199.99
RedCard 5% off-$10.00

$189.99

save $10.00

Swipe to compare the three strategies

Illustrative examples based on current card earn rules. Live dives use current merchant pricing and available offers.

Your Spending Cheat Sheet

Which card should you use at the grocery store? At restaurants? For travel? We optimize your whole wallet.

Dining
Gold Card4x
Groceries
Blue Cash Preferred6%
Gas
Costco Visa4%
Travel
Venture X5x

Select your cards above to see your personalized cheat sheet

How it works

01

Find the absolute floor

We compare live prices from trusted retailers to find the lowest available price on your product.

02

Layer on your wallet

We factor in your cards, eligible offers, portal rates, and membership perks when that data is available.

03

Check out with confidence

DiverAI tells you which card to use, where extra savings may stack, and what the final strategy looks like.

Early beta — coverage improves with every dive