Find your actual price, not just the sticker price.
We compare live prices, then stack your card offers, portal cashback, and membership perks to find the lowest effective price.
Select your credit cards below to see personalized stacking strategies
Your savings, stacked
We layer your cards, offers, and cashback portals to find the price only you can get
Same product, different cards — every strategy stacks differently. We rank them all and show you the best one.
Amazon Prime Visa
$178.59
save $11.40
My Best Buy Credit Card
$189.99
save $10.00
Target Circle Card
$189.99
save $10.00
Swipe to compare the three strategies
Illustrative examples based on current card earn rules. Live dives use current merchant pricing and available offers.
Which card should you use at the grocery store? At restaurants? For travel? We optimize your whole wallet.
Select your cards above to see your personalized cheat sheet
How it works
Find the absolute floor
We compare live prices from trusted retailers to find the lowest available price on your product.
Layer on your wallet
We factor in your cards, eligible offers, portal rates, and membership perks when that data is available.
Check out with confidence
DiverAI tells you which card to use, where extra savings may stack, and what the final strategy looks like.
Early beta — coverage improves with every dive